/* ============================================================
   ÂNCORA PREVIDENCIÁRIA — LIQUID GLASS DESIGN SYSTEM
   Padrão: Trust & Authority + Conversion
   Base 17px (público 60+) · Contraste AA/AAA · Alvos ≥ 56px
   ============================================================ */

:root{
  /* Cor */
  --navy-950:#061527;  --navy-900:#0A2242;  --navy-800:#123863;
  --navy-700:#1B4A8A;  --navy-500:#3E76C4;  --navy-100:#E7EFFA;
  --gold-700:#8A5A0B;  --gold-600:#B4770F;  --gold-500:#D89B2A;
  --gold-300:#F0C776;  --gold-100:#FDF4E3;
  --teal-600:#0E7A63;  --teal-500:#16A085;
  --wa:#25D366;        --wa-700:#0E7A63;
  --violet-500:#6C5CE7;/* acento neurodiversidade */
  --violet-100:#EFEDFD;

  --bg:#EEF3FA;
  --fg:#08182C;        --fg-muted:#3B5069;  --fg-soft:#59718D;

  /* Vidro */
  --glass:rgba(255,255,255,.66);
  --glass-strong:rgba(255,255,255,.86);
  --glass-dark:rgba(8,28,54,.46);
  --glass-border:rgba(255,255,255,.72);
  --glass-border-dark:rgba(255,255,255,.16);
  --blur:22px;
  --specular:inset 0 1px 0 rgba(255,255,255,.9);
  --specular-dark:inset 0 1px 0 rgba(255,255,255,.22);

  --radius:20px; --radius-lg:28px; --radius-xl:36px; --radius-pill:999px;
  --shadow-sm:0 2px 6px rgba(8,28,54,.05), 0 8px 20px rgba(8,28,54,.05);
  --shadow-md:0 6px 16px rgba(8,28,54,.08), 0 20px 44px rgba(8,28,54,.08);
  --shadow-lg:0 14px 34px rgba(8,28,54,.12), 0 40px 80px rgba(8,28,54,.12);

  --maxw:1180px;
  --ease:cubic-bezier(.22,.68,.36,1);
}

/* ---------- Modo alto contraste (desliga o vidro) ---------- */
body.hc{
  --bg:#000; --fg:#fff; --fg-muted:#F4F4F4; --fg-soft:#EAEAEA;
  --glass:#000; --glass-strong:#000; --glass-dark:#000;
  --glass-border:#fff; --glass-border-dark:#fff;
  --blur:0px; --specular:none; --specular-dark:none;
  --navy-950:#000; --navy-900:#000; --navy-800:#000; --navy-100:#141414;
  --gold-500:#FFD24A; --gold-600:#FFD24A; --gold-700:#FFD24A; --gold-100:#1A1400;
  --violet-500:#FFD24A; --violet-100:#1A1400;
  --shadow-sm:none; --shadow-md:none; --shadow-lg:none;
}
body.hc .aurora{display:none}
body.hc .glass,body.hc .glass-dark{border-width:2px}

*,*::before,*::after{box-sizing:border-box}
html{font-size:17px; scroll-behavior:smooth; scroll-padding-top:104px; -webkit-text-size-adjust:100%}
body{
  margin:0; background:var(--bg); color:var(--fg);
  font-family:'Plus Jakarta Sans',system-ui,-apple-system,'Segoe UI',sans-serif;
  font-size:1rem; line-height:1.68; -webkit-font-smoothing:antialiased;
  overflow-x:hidden; position:relative; min-height:100vh;
}

/* ---------- Fundo aurora (camada que o vidro refrata) ---------- */
.aurora{position:fixed; inset:0; z-index:-1; overflow:hidden; pointer-events:none}
.aurora::before,.aurora::after,.aurora i{content:""; position:absolute; border-radius:50%; filter:blur(90px)}
.aurora::before{width:60vw; height:60vw; top:-18vw; right:-14vw; background:radial-gradient(circle,rgba(216,155,42,.34),transparent 68%)}
.aurora::after{width:66vw; height:66vw; bottom:-24vw; left:-18vw; background:radial-gradient(circle,rgba(27,74,138,.34),transparent 68%)}
.aurora i{width:46vw; height:46vw; top:34%; left:44%; background:radial-gradient(circle,rgba(22,160,133,.22),transparent 68%)}

h1,h2,h3,h4{font-family:'EB Garamond',Georgia,serif; line-height:1.14; margin:0; font-weight:600; letter-spacing:-.012em}
h1{font-size:clamp(2.1rem,5.2vw,3.75rem)}
h2{font-size:clamp(1.8rem,3.7vw,2.7rem)}
h3{font-size:clamp(1.2rem,2vw,1.45rem)}
p{margin:0 0 1rem}
img{max-width:100%; display:block}
a{color:inherit}
strong,b{font-weight:700}
:focus-visible{outline:3px solid var(--gold-600); outline-offset:3px; border-radius:8px}
body.hc :focus-visible{outline-color:#FFD24A}

.wrap{width:100%; max-width:var(--maxw); margin-inline:auto; padding-inline:clamp(1rem,4vw,2rem)}
.wrap-narrow{max-width:820px}
.section{padding-block:clamp(3.5rem,8vw,6rem)}
.center{text-align:center}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* ---------- Superfícies de vidro ---------- */
.glass{
  background:var(--glass);
  -webkit-backdrop-filter:blur(var(--blur)) saturate(180%);
  backdrop-filter:blur(var(--blur)) saturate(180%);
  border:1px solid var(--glass-border);
  border-radius:var(--radius);
  box-shadow:var(--shadow-md), var(--specular);
}
.glass-dark{
  background:var(--glass-dark);
  -webkit-backdrop-filter:blur(var(--blur)) saturate(160%);
  backdrop-filter:blur(var(--blur)) saturate(160%);
  border:1px solid var(--glass-border-dark);
  border-radius:var(--radius);
  box-shadow:var(--shadow-lg), var(--specular-dark);
  color:#fff;
}

.eyebrow{
  display:inline-flex; align-items:center; gap:.5rem;
  font-size:.78rem; font-weight:800; letter-spacing:.12em; text-transform:uppercase;
  color:var(--gold-700); background:var(--gold-100);
  border:1px solid rgba(180,119,15,.3);
  padding:.45rem 1rem; border-radius:var(--radius-pill); margin-bottom:1.1rem;
}
.eyebrow.violet{color:#4A3DB8; background:var(--violet-100); border-color:rgba(108,92,231,.3)}
body.hc .eyebrow,body.hc .eyebrow.violet{color:#FFD24A;background:transparent;border-color:#FFD24A}
.lede{font-size:1.1rem; color:var(--fg-muted); max-width:64ch}
.center .lede{margin-inline:auto}

/* ---------- Botões ---------- */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:.6rem;
  min-height:58px; padding:.9rem 1.8rem;
  font-family:inherit; font-size:1rem; font-weight:700; line-height:1.2;
  border-radius:var(--radius-pill); border:1px solid transparent;
  text-decoration:none; cursor:pointer; text-align:center; position:relative; overflow:hidden;
  transition:transform .2s var(--ease), box-shadow .2s var(--ease), background .2s var(--ease);
}
.btn::after{content:""; position:absolute; inset:0 0 auto; height:50%; background:linear-gradient(rgba(255,255,255,.22),transparent); pointer-events:none}
.btn:hover{transform:translateY(-2px)}
.btn:active{transform:translateY(0)}
.btn svg{flex:none; position:relative; z-index:1}
.btn span{position:relative; z-index:1}
.btn-wa{background:var(--wa-700); color:#fff; box-shadow:0 8px 22px rgba(14,122,99,.34)}
.btn-wa:hover{background:#0B6753; box-shadow:0 12px 30px rgba(14,122,99,.42)}
.btn-gold{background:linear-gradient(160deg,var(--gold-500),var(--gold-600)); color:#fff; box-shadow:0 8px 22px rgba(180,119,15,.32)}
.btn-gold:hover{box-shadow:0 12px 30px rgba(180,119,15,.42)}
.btn-navy{background:linear-gradient(160deg,var(--navy-800),var(--navy-950)); color:#fff; box-shadow:0 8px 22px rgba(10,34,66,.28)}
.btn-glass{
  background:var(--glass-strong); color:var(--fg); border-color:var(--glass-border);
  -webkit-backdrop-filter:blur(14px) saturate(170%); backdrop-filter:blur(14px) saturate(170%);
  box-shadow:var(--shadow-sm), var(--specular);
}
.btn-glass:hover{background:#fff}
.btn-glass-dark{
  background:rgba(255,255,255,.13); color:#fff; border-color:rgba(255,255,255,.4);
  -webkit-backdrop-filter:blur(14px); backdrop-filter:blur(14px);
}
.btn-glass-dark:hover{background:rgba(255,255,255,.24)}
.btn-lg{min-height:64px; font-size:1.06rem; padding-inline:2.2rem}
.btn-block{width:100%}
body.hc .btn{background:#FFD24A!important;color:#000!important;border-color:#FFD24A}
body.hc .btn::after{display:none}
body.hc .btn-glass,body.hc .btn-glass-dark{background:transparent!important;color:#fff!important;border-color:#fff}

/* ---------- Barra de acessibilidade ---------- */
.a11y-bar{background:var(--navy-950); color:#fff; font-size:.85rem; position:relative; z-index:80}
.a11y-bar .wrap{display:flex; flex-wrap:wrap; align-items:center; justify-content:space-between; gap:.75rem; padding-block:.5rem}
.a11y-note{display:flex; align-items:center; gap:.5rem; color:#BFD2E8}
.a11y-tools{display:flex; align-items:center; gap:.4rem; flex-wrap:wrap}
.a11y-tools>span{color:#93AECB; margin-right:.25rem}
.a11y-btn{
  min-width:46px; min-height:44px; padding:.35rem .8rem;
  background:rgba(255,255,255,.1); border:1px solid rgba(255,255,255,.28);
  color:#fff; border-radius:11px; cursor:pointer;
  font-family:inherit; font-size:.85rem; font-weight:700;
  transition:background .18s var(--ease);
}
.a11y-btn:hover{background:rgba(255,255,255,.24)}
.a11y-btn[aria-pressed="true"]{background:var(--gold-500); border-color:var(--gold-500); color:#1A1400}

/* ---------- Header ---------- */
.header{position:sticky; top:0; z-index:70; padding-top:.6rem; transition:padding .25s var(--ease)}
.header.scrolled{padding-top:0}
.header-inner{
  display:flex; align-items:center; justify-content:space-between; gap:1rem;
  padding:.6rem .8rem .6rem 1rem;
  background:var(--glass-strong);
  -webkit-backdrop-filter:blur(20px) saturate(180%); backdrop-filter:blur(20px) saturate(180%);
  border:1px solid var(--glass-border); border-radius:var(--radius-pill);
  box-shadow:var(--shadow-md), var(--specular);
  transition:border-radius .25s var(--ease);
}
.header.scrolled .header-inner{border-radius:var(--radius)}
body.hc .header-inner{background:#000;border:2px solid #fff}
.brand{display:flex; align-items:center; gap:.7rem; text-decoration:none; min-height:52px}
.brand-mark{
  width:48px; height:48px; flex:none; border-radius:15px;
  background:linear-gradient(150deg,var(--navy-700),var(--navy-950));
  display:grid; place-items:center; box-shadow:0 4px 12px rgba(10,34,66,.3), inset 0 1px 0 rgba(255,255,255,.25);
}
body.hc .brand-mark{background:#000; border:2px solid #fff}
.brand-name{font-family:'EB Garamond',serif; font-size:1.32rem; font-weight:700; line-height:1.05; display:block}
.brand-sub{font-size:.66rem; letter-spacing:.17em; text-transform:uppercase; color:var(--fg-muted); font-weight:800}
.nav{display:flex; align-items:center; gap:.15rem}
.nav a{
  padding:.6rem .78rem; border-radius:12px; text-decoration:none;
  font-size:.92rem; font-weight:600; color:var(--fg-muted);
  transition:color .18s var(--ease), background .18s var(--ease);
}
.nav a:hover,.nav a[aria-current="page"]{color:var(--navy-800); background:rgba(27,74,138,.1)}
.header-cta{display:flex; align-items:center; gap:.55rem}
.burger{display:none; width:54px; height:54px; border:1px solid var(--glass-border); background:var(--glass); border-radius:16px; cursor:pointer; align-items:center; justify-content:center; color:var(--fg)}
.mobile-nav{display:none; margin-top:.6rem; padding:.6rem 1.2rem}
.mobile-nav.open{display:block}
.mobile-nav a{display:block; padding:1rem .25rem; border-bottom:1px solid rgba(8,28,54,.1); text-decoration:none; font-weight:600; font-size:1.05rem}
.mobile-nav a:last-child{border-bottom:0}
@media (max-width:1080px){ .nav,.header-cta .btn{display:none} .burger{display:flex} }

/* ---------- Hero ---------- */
.hero{position:relative; padding-block:clamp(2.5rem,6vw,4.5rem)}
.hero-grid{display:grid; grid-template-columns:1.08fr .92fr; gap:clamp(1.6rem,4vw,3rem); align-items:center}
@media (max-width:940px){.hero-grid{grid-template-columns:1fr}}
.hero h1 em{font-style:normal; background:linear-gradient(100deg,var(--gold-600),var(--gold-500)); -webkit-background-clip:text; background-clip:text; color:transparent}
body.hc .hero h1 em{color:#FFD24A;-webkit-text-fill-color:#FFD24A}
.hero-lede{font-size:1.14rem; color:var(--fg-muted); max-width:56ch; margin-top:1.1rem}
.actions{display:flex; flex-wrap:wrap; gap:.8rem; margin-top:1.8rem}
.hero-trust{display:flex; flex-wrap:wrap; gap:1rem; margin-top:2rem}
.pill{
  display:inline-flex; align-items:center; gap:.5rem; font-size:.9rem; font-weight:700;
  padding:.5rem 1rem; border-radius:var(--radius-pill);
  background:var(--glass); border:1px solid var(--glass-border);
  -webkit-backdrop-filter:blur(12px); backdrop-filter:blur(12px);
  box-shadow:var(--shadow-sm);
}
.pill svg{color:var(--teal-600); flex:none}
body.hc .pill{background:transparent;border:2px solid #fff}
body.hc .pill svg{color:#FFD24A}

/* ---------- Cards ---------- */
.grid{display:grid; gap:1.2rem}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:980px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{padding:1.7rem; transition:transform .24s var(--ease), box-shadow .24s var(--ease)}
.card:hover{transform:translateY(-5px); box-shadow:var(--shadow-lg), var(--specular)}
.card h3{margin-bottom:.5rem}
.card p{color:var(--fg-muted); font-size:.97rem; margin-bottom:0}
.icon-box{
  width:54px; height:54px; border-radius:17px; display:grid; place-items:center;
  background:linear-gradient(155deg,rgba(27,74,138,.15),rgba(27,74,138,.05));
  border:1px solid rgba(27,74,138,.16); color:var(--navy-800); margin-bottom:1.1rem;
  box-shadow:inset 0 1px 0 rgba(255,255,255,.6);
}
.icon-box.gold{background:linear-gradient(155deg,rgba(216,155,42,.22),rgba(216,155,42,.06)); border-color:rgba(180,119,15,.22); color:var(--gold-700)}
.icon-box.violet{background:linear-gradient(155deg,rgba(108,92,231,.18),rgba(108,92,231,.05)); border-color:rgba(108,92,231,.22); color:#4A3DB8}
.icon-box.teal{background:linear-gradient(155deg,rgba(22,160,133,.2),rgba(22,160,133,.05)); border-color:rgba(14,122,99,.22); color:var(--teal-600)}
body.hc .icon-box{background:transparent;border:2px solid #FFD24A;color:#FFD24A}

/* ---------- Faixa de números ---------- */
.stats{padding:1.8rem clamp(1.2rem,3vw,2.4rem)}
.stats-grid{display:grid; grid-template-columns:repeat(4,1fr); gap:1.5rem; text-align:center}
@media (max-width:820px){.stats-grid{grid-template-columns:repeat(2,1fr); gap:1.8rem 1rem}}
.stat b{display:block; font-family:'EB Garamond',serif; font-size:2.3rem; color:var(--navy-800); line-height:1.1}
body.hc .stat b{color:#FFD24A}
.stat span{font-size:.9rem; color:var(--fg-muted); font-weight:600}

/* ---------- Rodapé ---------- */
.footer{margin-top:clamp(3rem,7vw,5rem); background:var(--navy-950); color:#B6CAE2; padding-block:3.5rem 0; position:relative; overflow:hidden}
.footer::before{content:""; position:absolute; top:-30%; right:-10%; width:50vw; height:50vw; border-radius:50%; filter:blur(100px); background:radial-gradient(circle,rgba(216,155,42,.18),transparent 70%); pointer-events:none}
body.hc .footer{background:#000;border-top:2px solid #fff}
body.hc .footer::before{display:none}
.footer .wrap{position:relative}
.footer-grid{display:grid; grid-template-columns:1.6fr 1fr 1fr 1.1fr; gap:2.2rem}
@media (max-width:900px){.footer-grid{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.footer-grid{grid-template-columns:1fr}}
.footer h4{color:#fff; font-size:1.08rem; margin-bottom:1rem}
.footer a{color:#B6CAE2; text-decoration:none; transition:color .18s var(--ease)}
.footer a:hover{color:var(--gold-300)}
.footer ul{list-style:none; padding:0; margin:0; display:grid; gap:.6rem; font-size:.93rem}
.footer .brand-name{color:#fff}
.footer .brand-sub{color:#8AA5C4}
.social{display:flex; gap:.6rem; margin-top:1rem}
.social a{width:50px; height:50px; border-radius:15px; display:grid; place-items:center; background:rgba(255,255,255,.08); border:1px solid rgba(255,255,255,.16)}
.social a:hover{background:var(--gold-600); color:#fff; border-color:var(--gold-600)}
.footer-bottom{margin-top:2.5rem; padding-block:1.5rem; border-top:1px solid rgba(255,255,255,.12); font-size:.85rem; color:#8AA5C4}
.footer-bottom p{margin:0 0 .4rem}

/* ---------- Botão flutuante ---------- */
.fab{
  position:fixed; right:1.1rem; bottom:1.1rem; z-index:75;
  display:inline-flex; align-items:center; gap:.6rem;
  min-height:62px; padding:0 1.5rem; border-radius:var(--radius-pill);
  background:var(--wa-700); color:#fff; text-decoration:none; font-weight:700;
  box-shadow:0 12px 34px rgba(14,122,99,.45), inset 0 1px 0 rgba(255,255,255,.25);
  transition:transform .2s var(--ease);
}
.fab:hover{transform:scale(1.04)}
.fab-ring{position:absolute; inset:0; border-radius:inherit; border:2px solid var(--wa); animation:ring 2.4s infinite; pointer-events:none}
@keyframes ring{0%{opacity:.7;transform:scale(1)}100%{opacity:0;transform:scale(1.2)}}
@media (max-width:700px){ .fab{left:1rem; right:1rem; bottom:1rem; justify-content:center} }
body.hc .fab{background:#FFD24A;color:#000}

/* ---------- Reveal ---------- */
.reveal{opacity:0; transform:translateY(26px); transition:opacity .65s var(--ease), transform .65s var(--ease)}
.reveal.in{opacity:1; transform:none}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important; animation-iteration-count:1!important; transition-duration:.01ms!important; scroll-behavior:auto!important}
  .reveal{opacity:1; transform:none}
}

/* ---------- Blog ---------- */
.post-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:1.3rem}
@media (max-width:980px){.post-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.post-grid{grid-template-columns:1fr}}
.post-card{display:flex; flex-direction:column; padding:1.5rem; text-decoration:none; color:inherit; transition:transform .24s var(--ease), box-shadow .24s var(--ease)}
.post-card:hover{transform:translateY(-5px); box-shadow:var(--shadow-lg), var(--specular)}
.tag{
  display:inline-flex; align-items:center; align-self:flex-start; gap:.35rem;
  font-size:.72rem; font-weight:800; letter-spacing:.08em; text-transform:uppercase;
  padding:.34rem .8rem; border-radius:var(--radius-pill); margin-bottom:.9rem;
}
.tag-bpc{background:var(--gold-100); color:var(--gold-700); border:1px solid rgba(180,119,15,.26)}
.tag-atipico{background:var(--violet-100); color:#4A3DB8; border:1px solid rgba(108,92,231,.26)}
.tag-aposentadoria{background:var(--navy-100); color:var(--navy-800); border:1px solid rgba(27,74,138,.2)}
.tag-incapacidade{background:rgba(22,160,133,.12); color:var(--teal-600); border:1px solid rgba(14,122,99,.24)}
.tag-familia{background:rgba(200,60,60,.1); color:#A03434; border:1px solid rgba(160,52,52,.22)}
body.hc .tag{background:transparent!important;color:#FFD24A!important;border:2px solid #FFD24A!important}
.post-card h3{font-size:1.22rem; margin-bottom:.6rem; line-height:1.25}
.post-card p{color:var(--fg-muted); font-size:.94rem; flex:1}
.post-meta{display:flex; align-items:center; gap:.8rem; font-size:.82rem; color:var(--fg-muted); font-weight:600; padding-top:.9rem; border-top:1px solid rgba(8,28,54,.09); margin-top:.4rem}
body.hc .post-meta{border-top-color:#fff}
.filters{display:flex; flex-wrap:wrap; gap:.55rem; justify-content:center; margin-bottom:2.2rem}
.filter{
  min-height:50px; padding:.6rem 1.25rem; cursor:pointer;
  background:var(--glass); border:1px solid var(--glass-border); border-radius:var(--radius-pill);
  -webkit-backdrop-filter:blur(12px); backdrop-filter:blur(12px);
  font-family:inherit; font-weight:700; font-size:.92rem; color:var(--fg-muted);
  box-shadow:var(--shadow-sm); transition:all .18s var(--ease);
}
.filter:hover{color:var(--navy-800); transform:translateY(-2px)}
.filter[aria-selected="true"]{background:linear-gradient(160deg,var(--navy-800),var(--navy-950)); color:#fff; border-color:transparent}
body.hc .filter{background:transparent;border:2px solid #fff;color:#fff}
body.hc .filter[aria-selected="true"]{background:#FFD24A;color:#000;border-color:#FFD24A}
.is-hidden{display:none!important}

/* ---------- Artigo ---------- */
.article-head{padding-block:clamp(2rem,5vw,3.5rem) 1rem}
.breadcrumb{font-size:.88rem; color:var(--fg-muted); margin-bottom:1.2rem; font-weight:600}
.breadcrumb a{text-decoration:none}
.breadcrumb a:hover{text-decoration:underline}
.article-body{padding:clamp(1.6rem,4vw,3rem)}
.article-body h2{font-size:clamp(1.5rem,2.6vw,1.95rem); margin:2.4rem 0 .9rem}
.article-body h2:first-child{margin-top:0}
.article-body h3{font-size:1.22rem; margin:1.8rem 0 .6rem}
.article-body p,.article-body li{color:var(--fg-muted); font-size:1.04rem}
.article-body ul,.article-body ol{padding-left:1.3rem; margin:0 0 1.2rem}
.article-body li{margin-bottom:.55rem}
.article-body strong{color:var(--fg)}
.article-body a{color:var(--navy-700); font-weight:600}
.callout{
  padding:1.2rem 1.4rem; border-radius:16px; margin:1.6rem 0;
  background:linear-gradient(150deg,rgba(216,155,42,.14),rgba(216,155,42,.05));
  border:1px solid rgba(180,119,15,.24); border-left:4px solid var(--gold-600);
}
.callout p:last-child{margin-bottom:0}
.callout strong{color:var(--gold-700)}
body.hc .callout{background:transparent;border:2px solid #FFD24A}
body.hc .callout strong{color:#FFD24A}
.article-cta{margin-top:2.5rem; padding:clamp(1.5rem,3.5vw,2.2rem); text-align:center}
.article-cta h3{margin-bottom:.6rem}
.toc{padding:1.3rem 1.5rem; margin-bottom:2rem; border-radius:16px; background:rgba(27,74,138,.06); border:1px solid rgba(27,74,138,.14)}
.toc b{display:block; margin-bottom:.6rem; font-size:.95rem}
.toc ol{margin:0; padding-left:1.2rem}
.toc li{margin-bottom:.35rem; font-size:.95rem}
body.hc .toc{background:transparent;border:2px solid #fff}
table.data{width:100%; border-collapse:collapse; margin:1.4rem 0; font-size:.95rem}
table.data th,table.data td{padding:.75rem .9rem; text-align:left; border-bottom:1px solid rgba(8,28,54,.12)}
table.data th{background:rgba(27,74,138,.08); font-weight:700; color:var(--fg)}
table.data td{color:var(--fg-muted)}
body.hc table.data th{background:transparent;color:#FFD24A}
body.hc table.data th,body.hc table.data td{border-bottom:1px solid #fff}

/* ============================================================
   BLOCO 2 — HERO COM FOTO, MENU FULLSCREEN, RESPONSIVIDADE
   ============================================================ */

/* ---------- Trava global de overflow horizontal ---------- */
html,body{max-width:100%; overflow-x:clip}
img,svg,video,iframe,table{max-width:100%}
.wrap,.section,.card,.panel,.glass,.glass-dark{min-width:0}
.grid>*{min-width:0}
pre,code{overflow-x:auto}

/* ---------- Hero: áreas de grid (texto | foto / CTA) ---------- */
.hero-grid{
  display:grid;
  grid-template-columns:1.06fr .94fr;
  grid-template-areas:"txt img" "act img";
  align-content:center;
  gap:clamp(1.4rem,3.5vw,2.6rem) clamp(1.6rem,4vw,3.2rem);
}
.hero-txt{grid-area:txt; align-self:end}
.hero-act{grid-area:act; align-self:start}
.hero-img{grid-area:img; align-self:center}
.hero-act .actions{margin-top:0}

/* Moldura de vidro da fotografia */
.photo-frame{
  position:relative; border-radius:18px; overflow:hidden;
  background:var(--glass);
  -webkit-backdrop-filter:blur(var(--blur)) saturate(180%);
  backdrop-filter:blur(var(--blur)) saturate(180%);
  border:1px solid var(--glass-border);
  box-shadow:0 18px 44px rgba(8,28,54,.18), 0 4px 12px rgba(8,28,54,.08), var(--specular);
  padding:8px;
}
.photo-frame img{
  width:100%; height:100%; display:block;
  object-fit:cover; object-position:50% 18%;
  border-radius:12px; background:var(--navy-950);
}
.photo-hero{max-width:420px; margin-inline:auto}
.photo-hero img{aspect-ratio:3/4}
.photo-sobre{max-width:340px}
.photo-sobre img{aspect-ratio:3/4}
.photo-contato{max-width:180px}
.photo-contato img{aspect-ratio:1/1; object-position:50% 14%}
body.hc .photo-frame{background:#000;border:2px solid #fff;box-shadow:none}

/* Selo flutuante sobre a foto */
.photo-badge{
  position:absolute; left:50%; bottom:14px; transform:translateX(-50%);
  display:inline-flex; align-items:center; gap:.5rem; white-space:nowrap;
  padding:.55rem 1.1rem; border-radius:var(--radius-pill);
  background:rgba(255,255,255,.9);
  -webkit-backdrop-filter:blur(16px) saturate(180%); backdrop-filter:blur(16px) saturate(180%);
  border:1px solid rgba(255,255,255,.85);
  box-shadow:0 8px 22px rgba(8,28,54,.22), inset 0 1px 0 rgba(255,255,255,.95);
  font-size:.82rem; font-weight:800; color:var(--navy-900); max-width:calc(100% - 24px);
}
.photo-badge svg{color:var(--teal-600); flex:none}
body.hc .photo-badge{background:#000;color:#fff;border:2px solid #fff}
body.hc .photo-badge svg{color:#FFD24A}

/* ---------- Menu hambúrguer fullscreen ---------- */
.burger{position:relative; flex-direction:column; gap:5px; padding:0}
.burger i{
  display:block; width:24px; height:2.5px; border-radius:2px; background:currentColor;
  transition:transform .32s var(--ease), opacity .22s var(--ease);
}
.burger[aria-expanded="true"] i:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
.burger[aria-expanded="true"] i:nth-child(2){opacity:0; transform:scaleX(.3)}
.burger[aria-expanded="true"] i:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}

.drawer{
  position:fixed; inset:0; z-index:90;
  display:flex; flex-direction:column;
  padding:calc(env(safe-area-inset-top,0px) + 1rem) 1.25rem calc(env(safe-area-inset-bottom,0px) + 1.5rem);
  background:rgba(238,243,250,.82);
  -webkit-backdrop-filter:blur(30px) saturate(180%); backdrop-filter:blur(30px) saturate(180%);
  opacity:0; visibility:hidden; transform:translateY(-14px);
  transition:opacity .34s var(--ease), transform .34s var(--ease), visibility .34s;
  overflow-y:auto; overscroll-behavior:contain;
}
.drawer.open{opacity:1; visibility:visible; transform:none}
body.hc .drawer{background:#000; border:2px solid #fff}
body.drawer-open{overflow:hidden}
.drawer-top{display:flex; align-items:center; justify-content:space-between; gap:1rem; margin-bottom:1.6rem}
.drawer-close{
  width:54px; height:54px; flex:none; border-radius:16px; cursor:pointer; color:var(--fg);
  background:var(--glass-strong); border:1px solid var(--glass-border);
  display:grid; place-items:center;
}
.drawer nav{display:flex; flex-direction:column; gap:.4rem; flex:1}
.drawer nav a{
  display:flex; align-items:center; justify-content:space-between; gap:1rem;
  min-height:62px; padding:.9rem 1.25rem; text-decoration:none;
  font-family:'EB Garamond',serif; font-size:1.45rem; font-weight:600; color:var(--fg);
  background:var(--glass); border:1px solid var(--glass-border); border-radius:16px;
  box-shadow:var(--shadow-sm), var(--specular);
  opacity:0; transform:translateY(14px);
  transition:background .2s var(--ease), transform .2s var(--ease);
}
.drawer.open nav a{animation:drawerIn .42s var(--ease) forwards}
@keyframes drawerIn{to{opacity:1; transform:none}}
.drawer.open nav a:nth-child(1){animation-delay:.05s}
.drawer.open nav a:nth-child(2){animation-delay:.09s}
.drawer.open nav a:nth-child(3){animation-delay:.13s}
.drawer.open nav a:nth-child(4){animation-delay:.17s}
.drawer.open nav a:nth-child(5){animation-delay:.21s}
.drawer.open nav a:nth-child(6){animation-delay:.25s}
.drawer.open nav a:nth-child(7){animation-delay:.29s}
.drawer.open nav a:nth-child(8){animation-delay:.33s}
.drawer nav a:hover,.drawer nav a:focus-visible{background:#fff; transform:translateX(5px)}
.drawer nav a svg{color:var(--gold-600); flex:none}
body.hc .drawer nav a{background:#000;color:#fff;border:2px solid #fff}
.drawer-cta{margin-top:1.4rem; display:grid; gap:.7rem}
.drawer-foot{margin-top:1.2rem; text-align:center; font-size:.86rem; color:var(--fg-muted)}
@media (prefers-reduced-motion:reduce){
  .drawer nav a{opacity:1; transform:none; animation:none!important}
}

/* ---------- Formulário ---------- */
.field{margin-bottom:1.1rem}
.field label{display:block; font-weight:700; font-size:.95rem; margin-bottom:.4rem}
.field .hint{font-weight:400; color:var(--fg-muted); font-size:.86rem}
.field input,.field select,.field textarea{
  width:100%; max-width:100%; min-height:58px; padding:.9rem 1.05rem;
  font-family:inherit; font-size:1rem; color:var(--fg);
  background:rgba(255,255,255,.75); border:1.5px solid rgba(8,28,54,.16); border-radius:14px;
  -webkit-backdrop-filter:blur(8px); backdrop-filter:blur(8px);
  transition:border-color .18s var(--ease), box-shadow .18s var(--ease), background .18s var(--ease);
}
.field textarea{min-height:120px; resize:vertical}
.field select{appearance:none; background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%233B5069' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E"); background-repeat:no-repeat; background-position:right 1rem center; padding-right:2.8rem}
.field input:focus,.field select:focus,.field textarea:focus{background:#fff; border-color:var(--navy-700); box-shadow:0 0 0 4px rgba(27,74,138,.16); outline:none}
body.hc .field input,body.hc .field select,body.hc .field textarea{background:#000;color:#fff;border:2px solid #fff}
.err{display:none; color:#B3271F; font-size:.87rem; font-weight:700; margin-top:.4rem}
.err.show{display:flex; align-items:center; gap:.35rem}
body.hc .err{color:#FF9B93}
.field input[aria-invalid="true"],.field select[aria-invalid="true"]{border-color:#B3271F}
.privacy{display:flex; gap:.7rem; align-items:flex-start; font-size:.89rem; color:var(--fg-muted); margin-top:1rem}
.privacy svg{color:var(--teal-600); flex:none; margin-top:.15rem}
body.hc .privacy svg{color:#FFD24A}
.panel{padding:clamp(1.4rem,3.5vw,2.2rem)}

/* ---------- Listas com marcador ---------- */
.check-list{list-style:none; padding:0; margin:1.2rem 0; display:grid; gap:.75rem}
.check-list li{display:flex; gap:.7rem; align-items:flex-start; font-size:.98rem; color:var(--fg-muted)}
.check-list svg{color:var(--teal-600); flex:none; margin-top:.24rem}
body.hc .check-list svg{color:#FFD24A}
.check-list.on-dark li{color:#D6E3F2}
.check-list.on-dark svg{color:var(--gold-500)}

/* ============================================================
   BLOCO 3 — COMPONENTES: SIMULADOR, ETAPAS, SOBRE, FAQ, CONTATO
   ============================================================ */

/* ---------- Simulador ---------- */
.sim{max-width:800px; margin-inline:auto; overflow:hidden; border-radius:var(--radius-lg)}
.sim-head{background:linear-gradient(160deg,var(--navy-800),var(--navy-950)); color:#fff; padding:1.5rem clamp(1.2rem,3vw,2rem)}
body.hc .sim-head{background:#000; border-bottom:2px solid #fff}
.sim-head h3{color:#fff; font-size:1.4rem}
.sim-head p{color:#BCD0E8; margin:.25rem 0 0; font-size:.92rem}
.progress{height:9px; background:rgba(255,255,255,.2); border-radius:99px; margin-top:1rem; overflow:hidden}
.progress i{display:block; height:100%; width:25%; border-radius:99px; background:linear-gradient(90deg,var(--gold-500),var(--gold-300)); transition:width .4s var(--ease)}
body.hc .progress i{background:#FFD24A}
.sim-body{padding:clamp(1.4rem,3.5vw,2.2rem)}
.step{display:none}
.step.active{display:block; animation:fadeUp .38s var(--ease)}
@keyframes fadeUp{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}
.q{font-family:'EB Garamond',serif; font-size:1.55rem; font-weight:600; line-height:1.2; margin:0 0 .35rem}
.q-help{color:var(--fg-muted); font-size:.94rem; margin-bottom:1.3rem}
.opts{display:grid; gap:.7rem}
.opt{
  display:flex; align-items:center; gap:.9rem; width:100%; min-height:62px;
  padding:.9rem 1.1rem; text-align:left; cursor:pointer;
  background:rgba(255,255,255,.6); border:1.5px solid rgba(8,28,54,.13); border-radius:15px;
  -webkit-backdrop-filter:blur(10px); backdrop-filter:blur(10px);
  font-family:inherit; font-size:1rem; font-weight:600; color:var(--fg);
  transition:border-color .18s var(--ease), background .18s var(--ease), transform .18s var(--ease);
}
.opt:hover{border-color:var(--navy-700); background:#fff; transform:translateX(4px)}
.opt[aria-pressed="true"]{border-color:var(--gold-600); background:var(--gold-100)}
.opt-dot{width:24px; height:24px; border-radius:50%; border:2px solid rgba(8,28,54,.22); flex:none; display:grid; place-items:center}
.opt[aria-pressed="true"] .opt-dot{border-color:var(--gold-600); background:var(--gold-600)}
.opt[aria-pressed="true"] .opt-dot::after{content:""; width:9px; height:9px; border-radius:50%; background:#fff}
body.hc .opt{background:#000; border-color:#fff; color:#fff}
body.hc .opt[aria-pressed="true"]{background:#FFD24A; color:#000}
body.hc .opt[aria-pressed="true"] .opt-dot{background:#000; border-color:#000}
.sim-nav{display:flex; justify-content:space-between; gap:.8rem; margin-top:1.5rem; padding-top:1.2rem; border-top:1px solid rgba(8,28,54,.1)}
.sim-nav .btn{min-height:52px; padding-inline:1.4rem; font-size:.95rem; flex:1}
body.hc .sim-nav{border-top-color:#fff}
.result-box{border:2px solid rgba(14,122,99,.45); background:rgba(22,160,133,.08); border-radius:18px; padding:1.4rem}
body.hc .result-box{border-color:#FFD24A; background:transparent}
.result-box h4{font-family:'EB Garamond',serif; font-size:1.4rem; margin-bottom:.5rem; color:var(--teal-600)}
body.hc .result-box h4{color:#FFD24A}
.result-list{list-style:none; padding:0; margin:1rem 0 0; display:grid; gap:.65rem}
.result-list li{display:flex; gap:.6rem; align-items:flex-start; font-weight:600; font-size:.97rem}
.result-list svg{color:var(--teal-600); flex:none; margin-top:.22rem}
body.hc .result-list svg{color:#FFD24A}
.disclaimer{font-size:.87rem; color:var(--fg-muted); background:rgba(216,155,42,.1); border-left:4px solid var(--gold-600); padding:.9rem 1.1rem; border-radius:0 12px 12px 0; margin:1.3rem 0 0}
body.hc .disclaimer{background:transparent; border:2px solid #FFD24A}

/* ---------- Etapas ---------- */
.steps{display:grid; grid-template-columns:repeat(4,1fr); gap:1.3rem}
.step-card{position:relative; padding:2.4rem 1.4rem 1.5rem}
.step-card b{
  position:absolute; top:-22px; left:1.4rem; width:46px; height:46px; border-radius:15px;
  display:grid; place-items:center; background:linear-gradient(160deg,var(--navy-700),var(--navy-950));
  color:var(--gold-500); font-family:'EB Garamond',serif; font-size:1.35rem;
  box-shadow:0 8px 20px rgba(10,34,66,.3), inset 0 1px 0 rgba(255,255,255,.25);
}
body.hc .step-card b{background:#000; border:2px solid #FFD24A; color:#FFD24A}
.step-card h3{margin-bottom:.4rem}
.step-card p{color:var(--fg-muted); font-size:.95rem; margin:0}

/* ---------- Sobre ---------- */
.expert{padding:clamp(1.6rem,4vw,3rem)}
.expert-grid{display:grid; grid-template-columns:320px 1fr; gap:clamp(1.5rem,4vw,3rem); align-items:center}
.expert h2{color:#fff}
.expert .role{color:var(--gold-500); font-weight:800; font-size:.8rem; letter-spacing:.1em; text-transform:uppercase; margin-bottom:.7rem; display:block}
.expert p{color:#CFDDEE}
.expert .actions{margin-top:1.5rem}

/* ---------- Depoimentos ---------- */
.quote-card{padding:1.6rem; display:flex; flex-direction:column}
.stars{display:flex; gap:.15rem; color:var(--gold-500); margin-bottom:.9rem}
.quote-card blockquote{margin:0 0 1.2rem; font-size:1rem; line-height:1.68; color:var(--fg); flex:1}
.who{display:flex; align-items:center; gap:.8rem; padding-top:1rem; border-top:1px solid rgba(8,28,54,.1)}
body.hc .who{border-top-color:#fff}
.avatar{width:48px; height:48px; border-radius:50%; background:linear-gradient(150deg,var(--navy-100),rgba(27,74,138,.16)); border:1px solid rgba(27,74,138,.18); color:var(--navy-800); display:grid; place-items:center; font-weight:800; font-size:1.05rem; flex:none}
body.hc .avatar{background:transparent; border:2px solid #fff; color:#fff}
.who b{display:block; font-size:.96rem}
.who span{font-size:.85rem; color:var(--fg-muted)}

/* ---------- FAQ ---------- */
.faq{max-width:840px; margin-inline:auto; display:grid; gap:.7rem}
.faq details{
  background:var(--glass); border:1px solid var(--glass-border); border-radius:16px; overflow:hidden;
  -webkit-backdrop-filter:blur(var(--blur)) saturate(180%); backdrop-filter:blur(var(--blur)) saturate(180%);
  box-shadow:var(--shadow-sm), var(--specular); transition:box-shadow .2s var(--ease);
}
.faq details[open]{box-shadow:var(--shadow-md), var(--specular)}
body.hc .faq details{background:#000; border:2px solid #fff}
.faq summary{list-style:none; cursor:pointer; padding:1.15rem 1.3rem; min-height:62px; display:flex; align-items:center; justify-content:space-between; gap:1rem; font-weight:700; font-size:1.02rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:""; width:11px; height:11px; flex:none; border-right:2.5px solid var(--navy-700); border-bottom:2.5px solid var(--navy-700); transform:rotate(45deg) translateY(-3px); transition:transform .26s var(--ease)}
body.hc .faq summary::after{border-color:#FFD24A}
.faq details[open] summary::after{transform:rotate(225deg) translateY(-3px)}
.faq .ans{padding:0 1.3rem 1.3rem; color:var(--fg-muted)}
.faq .ans p:last-child{margin-bottom:0}

/* ---------- Contato ---------- */
.contact-grid{display:grid; grid-template-columns:1fr 1.12fr; gap:clamp(1.5rem,4vw,3rem); align-items:start}
.contact-list{list-style:none; padding:0; margin:1.6rem 0 0; display:grid; gap:.8rem}
.contact-list a,.contact-list div{
  display:flex; align-items:center; gap:.9rem; min-height:64px;
  background:var(--glass); border:1px solid var(--glass-border); border-radius:16px;
  -webkit-backdrop-filter:blur(14px) saturate(170%); backdrop-filter:blur(14px) saturate(170%);
  padding:.85rem 1.1rem; text-decoration:none; box-shadow:var(--shadow-sm), var(--specular);
  transition:border-color .18s var(--ease), transform .18s var(--ease);
}
.contact-list a:hover{border-color:var(--navy-700); transform:translateX(4px)}
.contact-list .icon-box{width:46px; height:46px; border-radius:14px; margin:0}
.contact-list b{display:block; font-size:.99rem}
.contact-list span span{font-size:.86rem; color:var(--fg-muted); font-weight:400}
body.hc .contact-list a,body.hc .contact-list div{background:#000; border:2px solid #fff}

/* ---------- CTA final ---------- */
.cta-final{border-radius:var(--radius-lg); padding:clamp(2.2rem,5vw,3.5rem); text-align:center}
.cta-final h2{color:#fff; max-width:22ch; margin-inline:auto}
.cta-final p{color:#CFDDEE; max-width:56ch; margin:1rem auto 1.8rem}
.cta-final .actions{justify-content:center}
.cta-final .eyebrow{background:rgba(216,155,42,.16); border-color:rgba(216,155,42,.42); color:#F0C776}
body.hc .cta-final .eyebrow{color:#FFD24A; background:transparent}

/* ============================================================
   BREAKPOINTS — sempre por último para vencer na cascata
   ============================================================ */
/* ---------- Notebook 1024px — reorganizar grids ---------- */
@media (max-width:1200px){
  :root{--maxw:1040px}
}
@media (max-width:1024px){
  html{font-size:16.5px}
  .hero-grid{grid-template-columns:1fr .82fr; gap:1.4rem 2rem}
  .photo-hero{max-width:340px}
  .g4{grid-template-columns:repeat(3,1fr)}
  .post-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1.4fr 1fr 1fr}
}

/* ---------- Tablet 768px — 2 colunas, botões maiores ---------- */
@media (max-width:900px){
  .g3,.g4,.post-grid,.steps{grid-template-columns:repeat(2,1fr)}
  .expert-grid{grid-template-columns:1fr; text-align:left}
  .photo-sobre{max-width:300px; margin-inline:auto}
  .contact-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:820px){
  .hero-grid{
    grid-template-columns:1fr;
    grid-template-areas:"txt" "img" "act";
    justify-items:center; text-align:center;
  }
  .hero-txt,.hero-act{align-self:auto; width:100%}
  .hero-lede{margin-inline:auto}
  .actions,.hero-trust{justify-content:center}
  .photo-hero{max-width:min(360px,78vw)}
  .btn{min-height:60px; font-size:1.02rem}
  .lede{margin-inline:auto}
}

/* ---------- Mobile 320–767px — coluna única ---------- */
@media (max-width:767px){
  html{font-size:16px}
  h1{font-size:clamp(1.95rem,8.4vw,2.12rem)}      /* ~34px no topo da faixa */
  h2{font-size:clamp(1.5rem,6vw,1.75rem)}
  h3{font-size:1.125rem}                           /* 18px */
  p,li,.lede,.hero-lede{font-size:1rem}            /* 16px */
  .lede,.hero-lede{max-width:100%}
  .section{padding-block:2.6rem}
  .wrap{padding-inline:1rem}

  .g2,.g3,.g4,.post-grid,.steps,.stats-grid,.footer-grid{grid-template-columns:1fr}
  .card,.post-card,.panel,.quote-card{width:100%}
  .card{padding:1.35rem}

  .actions{flex-direction:column; align-items:stretch; width:100%}
  .actions .btn{width:100%}
  .btn-lg{min-height:60px; font-size:1rem; padding-inline:1.2rem}
  .hero-trust{gap:.55rem}
  .pill{font-size:.85rem; padding:.45rem .85rem}

  .header{padding-top:.5rem}
  .header-inner{padding:.5rem .55rem .5rem .8rem}
  .brand-mark{width:44px; height:44px; border-radius:13px}
  .brand-name{font-size:1.18rem}
  .brand-sub{font-size:.6rem; letter-spacing:.14em}

  .a11y-bar{font-size:.8rem}
  .a11y-note{display:none}
  .a11y-bar .wrap{justify-content:center}

  .expert{padding:1.4rem}
  .article-body{padding:1.25rem}
  .article-body h2{font-size:1.42rem; margin-top:1.9rem}
  .article-body p,.article-body li{font-size:1rem}
  .toc,.callout{padding:1rem 1.1rem}

  table.data{display:block; overflow-x:auto; white-space:nowrap; -webkit-overflow-scrolling:touch}
  table.data th,table.data td{padding:.6rem .7rem; font-size:.92rem}

  .fab{min-height:58px; font-size:.95rem}
  .stat b{font-size:2rem}
  .filters,.tabs{gap:.45rem}
  .filter,.tab{min-height:48px; padding:.55rem 1rem; font-size:.87rem}
}

/* ---------- Telas muito estreitas 320–380px ---------- */
@media (max-width:380px){
  html{font-size:15.5px}
  .wrap{padding-inline:.9rem}
  .brand-sub{display:none}
  .photo-hero{max-width:min(300px,82vw)}
  .drawer nav a{font-size:1.28rem; min-height:58px; padding:.8rem 1rem}
}

/* ---------- Desktop grande 1440+ — sem alterações ---------- */
@media (min-width:1440px){
  :root{--maxw:1180px}
}

/* ---------- Impressão ---------- */
@media print{
  .aurora,.header,.drawer,.fab,.a11y-bar,.article-cta,.filters,.tabs{display:none!important}
  body{background:#fff;color:#000}
  .glass,.glass-dark{background:#fff;box-shadow:none;border:1px solid #ccc;color:#000}
}